Showing posts with label Southern California Mortgage Market Tips. Show all posts
Showing posts with label Southern California Mortgage Market Tips. Show all posts

What 5 Things Should You Look for in a Home?



Are you looking to apply for a mortgage? Get an application here

Searching for a new home can be a stressful endeavor, but it doesn't have to be. Today, we're going to talk about the 5 things to look for when viewing a home, so you don't make any costly mistakes when buying this summer.




  • Location: Is the house next to a busy street? Is it next to a freeway? What are the schools like? Is traffic congested near your home?
  • Size: Are the rooms going to fit all of your furniture? Are they big enough, or are they too big? Make sure there is enough room for all your amenities!
  • Windows: These tend to get expensive, so you want to determine whether the windows will need to be upgraded. 
  • Situation of house: Is your home close to your neighbors? Is the home west facing or east facing? Does the home get much natural light? 
  • Roof: Like the windows, if the roof needs to be repaired, it will be awfully expensive. Make sure it is in good shape!


If you have any questions about the home buying process, don't hesitate to reach out to us. We would love to share some tips and tricks to help ease your buying experience! 

Can You Pay off Your VA Loan Early?



Are you looking to apply for a mortgage? Get an application here 

Today, we answer the question of whether it's possible to pay off a VA loan early. Let's jump right in...

VA loans do not have any kind of prepayment policies. This means that borrowers can pay off their home loans early, without penalty. This is a significant advantage to homeowners who want to cut down on interest costs over time.

Paying an additional $50 or $100 toward your premium could shave off years and tens of thousands of dollars of your 30-year fixed-rate mortgage! 


As always, if you have any questions about VA loans, or if you need lending assistance of any kind, give us a call or shoot us a quick email. We would love to help!