Can Someone Co-Sign on a VA Loan?

Are you looking to apply for a mortgage? Get an application here 

Can someone else sign on a VA loan with you? This is another great question, and one we'll answer here today.

Veterans and active-duty service members can have someone sign on the home loan with them, but there are some restrictions. The co-borrower must be a spouse or an eligible veteran. Parents, friends and significant others who do not fall under one of those two headings cannot be a co-borrower on a VA loan. Married veterans can obtain a VA loan on their own, but if they live in a community property state, their spouse's active debt and and income will be factored into the loan application.  

If you have any questions about this topic, or if you need lending help of any kind, give us a call to speak with a mortgage specialist. We would truly love to give you a hand!